The first digital bank
fully powered by AI
serving the global underbanked
THE FIRST AI-NATIVE BANK BUILT FOR THE RISING GLOBAL MIDDLE CLASS
Two billion people around the world lack access to affordable financial services.
We are the first digital bank in the world to use AI to power every major part of our business.
As a result, we are able to provide financial services, profitably, to customers of any size.
We utilize AI across every customer touchpoint – from machine-learning models and non-traditional data for underwriting, to agentic AI to power credit line expansion, collections and servicing.
WE USE AI TO SERVE CUSTOMERS OF ANY SIZE
Using AI to fully power all core parts of our business allows us to serve customers of any size – including hundreds of millions of informal micro-entrepreneurs worldwide – and pass on the savings to our customers.
AI also allows us to provide tailored financial services to customers of all types – from a small initial credit card for customers with limited credit and informal sales history, to much larger installment loans to more established customers.
We launched our first credit card and loan products in Mexico in 2024 and are expanding globally.
WORLD CLASS TEAM
Our founders have worked at the intersection of financial services and technology for decades, and have founded and operated successful companies across the world.
We are always on the lookout for great people who share our mission. Reach out to below if you’re interested in applying for a role.
